# Should You Use an Oyster Card or Contactless in London, and Which Museums Are Free? > Contactless and Oyster charge the same London fares, and a Zone 1-2 day is capped at £8.90 in 2026. The British Museum, V&A and Tate Modern are free. - Source: https://clevertourists.com/resources/london-oyster-vs-contactless-free-museums-guide - Authors: Evan & Clara, Clever Tourists (first-hand, from a 526-day trip across 20 countries) - Published: 2026-06-15 For most visitors, a **contactless bank card or phone** is the simplest way to ride London transport: it charges exactly the same pay-as-you-go fares as an **Oyster card**, needs no card fee, and is capped at **£8.90 a day** for Zones 1 and 2 in 2026. An Oyster only wins if your card charges foreign transaction fees or you are travelling with children aged 11 to 15. Then spend the savings elsewhere: the British Museum, Natural History Museum, V&A, Tate Modern and National Gallery are all free. ## Oyster vs contactless: same fares, different extras Tapping a contactless debit or credit card, or a phone or watch with Apple Pay or Google Pay, at the yellow readers charges the **same adult pay-as-you-go fare** as an Oyster card on the Tube, buses, DLR, Overground, Elizabeth line and most National Rail inside London. Contactless needs no top-ups and no card fee, and TfL adds up the day's journeys into a single charge. Use **one card or device consistently**. Capping is calculated per card, so switching between your phone and the physical card it holds counts as two separate cards and you lose the cap. Always tap in and tap out on rail services, or you'll be charged a maximum fare. Pick **Oyster** if your bank charges a fee on every foreign transaction, or if you want a separate prepaid budget. A **Visitor Oyster** card is ordered online before you travel and posted to you, preloaded with credit; a regular Oyster can be bought at stations. Both carry a non-refundable card fee (about £10 in 2026, check TfL for the current amount), and leftover credit can be refunded. ## 2026 fares and daily and weekly caps Tube and rail fares rose on **March 1, 2026**. A Zone 1 single is now **£3.10** at peak times and **£3.00** off-peak, and a Zones 1-2 peak single is **£3.60**. Cash isn't accepted at Tube ticket gates; buying a paper single costs far more. The **daily cap** stops you paying more than a set amount however many trips you take. For Zones 1 and 2 it is **£8.90**, and the caps were frozen in 2026. The **weekly cap** runs **Monday to Sunday** (not from your first tap) and is **£44.70** for Zones 1 and 2. Both caps apply to contactless and Oyster alike. A typical sightseeing day in central London, three or four Tube rides plus a bus, hits the £8.90 cap, so after the third ride the rest of the day is effectively free. ## Buses and the Hopper fare London buses don't take cash. A single bus or tram fare is **£1.75** until October 31, 2026, rising to **£1.85** from **November 1, 2026**. The **Hopper fare** gives unlimited bus and tram rides within one hour of your first tap for that same single fare. If you only ride buses, the **bus and tram daily cap** is **£5.25**, rising to **£5.55** on November 1, 2026. On days you mix the Tube and buses, the bus fares count toward the Zones 1-2 cap. Tap only when boarding a bus; there is no tap-out. ## Heathrow to central London: Elizabeth line, Piccadilly line, Heathrow Express The **Elizabeth line** runs from Heathrow to Paddington, Bond Street, Tottenham Court Road and on to the City in about 30 to 45 minutes. Since March 1, 2026, the pay-as-you-go single between Heathrow and Zone 1 is **£15.50**, up from £13.90. The **Piccadilly line** is the cheapest rail option, under £6 to Zone 1, but takes closer to an hour with frequent stops; it's direct for Covent Garden, Leicester Square and Piccadilly Circus. The **Heathrow Express** reaches Paddington in about 15 minutes; walk-up singles are about £25 to £26, with advance fares from **£10** if booked ahead on its website. Tapping in on the Heathrow Express charges its own fare, not a Tube fare. ## Travelling with kids on TfL **Children under 11 travel free** on the Tube, buses, DLR, Overground and Elizabeth line when with a fare-paying adult, up to four children per adult. They go through the wide gates with you; no ticket is needed. Children **aged 11 to 15** pay full adult fares on contactless, which is where Oyster earns its place: a **Young Visitor discount** can be added to an Oyster card by station staff, giving roughly half-price pay-as-you-go fares for a limited period. Ask at a Tube station ticket office or visitor centre, and check the current terms on TfL's site, as the rules for this discount have changed over the years. ## London's free museums, donations and timed tickets The UK's national museums have free general admission. The big ones for visitors: • **British Museum** (Bloomsbury): the Rosetta Stone, the Parthenon sculptures and the Egyptian galleries. From September 2026 it also hosts the **Bayeux Tapestry** on loan from France, as a separately ticketed exhibition. • **Natural History Museum** and **Science Museum** (South Kensington): side by side near the **V&A**, the decorative arts and design museum, so one Tube stop covers three free museums. • **National Gallery** and **National Portrait Gallery** (Trafalgar Square): European paintings from Van Eyck to Van Gogh, and portraits next door. • **Tate Modern** (Bankside) and **Tate Britain** (Pimlico): modern and British art, linked by a river boat. Entry to the permanent collections is free, but temporary exhibitions charge. Donation boxes suggest around £5; giving is optional. On weekends and school holidays, **book a free timed ticket** online for the British Museum and Natural History Museum to skip the walk-up queue, which can run 30 to 45 minutes at peak times. Bags go through security at every major museum, so travel light. For an itinerary that strings these together, see our [3 days in London](https://clevertourists.com/guides/3-days-in-london) plan and the full [London guide](https://clevertourists.com/guides/london). Check entry rules, including the ETA, in our [UK visa guide](https://clevertourists.com/resources/do-i-need-a-visa-to-visit-the-uk). ## Frequently asked questions ### Is it cheaper to use Oyster or contactless in London? Adult pay-as-you-go fares and caps are the same on both. Contactless avoids the Oyster card fee; Oyster is better if your bank charges foreign transaction fees or you have children aged 11 to 15 who can get the Young Visitor discount. ### What is the daily cap on the London Underground in 2026? £8.90 a day for Zones 1 and 2, with a Monday-to-Sunday weekly cap of £44.70. The caps apply to both contactless and Oyster. ### How much is a bus fare in London? £1.75 until October 31, 2026, and £1.85 from November 1, 2026. The Hopper fare gives unlimited bus and tram rides within an hour for one fare, and the bus-only daily cap is £5.25, rising to £5.55. ### How much is the Elizabeth line from Heathrow to central London? £15.50 pay as you go between Heathrow and Zone 1 since March 1, 2026. The Piccadilly line is cheaper but slower. ### Do kids travel free on the London Underground? Children under 11 travel free with a fare-paying adult, up to four per adult. Children aged 11 to 15 pay adult fares on contactless, but a Young Visitor discount can be added to an Oyster card for roughly half-price fares. ### Is the British Museum free? Yes, the permanent collection is free, with an optional donation. Temporary exhibitions, including the Bayeux Tapestry from September 2026, are ticketed, and booking a free timed slot is wise on busy days. ## Official sources - [TfL: fares from 1 March 2026](https://tfl.gov.uk/fares/new-fares) - [TfL: Visitor Oyster card](https://tfl.gov.uk/fares/how-to-pay-and-where-to-buy-tickets-and-oyster/visitor-oyster-card) - [British Museum (official site)](https://www.britishmuseum.org/) - [Natural History Museum (official site)](https://www.nhm.ac.uk/)